Sunday, 21 April 2019
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Adding Insult to Injury: The Damage of Failing to Accept Personal Responsibility – Legal Examiner

Regardless of whether an “accident” is a slip & fall, an auto accident, medical malpractice, negligent security or some other form of negligence, the harms and losses suffered by an injured person, or the survivors of a deceased victim of negligence, can be many. The most common of these “damages” are things like past and future medical expenses, lost income, lost earning capacity, pain and suffering. Yet, there is another damage, much less talked about, yet often the worst of it all. In fact, it is the driver behind many lawsuits involving negligence: the stress, anxiety and mental anguish caused by the defendant’s blatant failure or refusal to accept personal responsibility for their wrongdoing and the injuries it has caused.

HOW IT GOES DOWN

On your way to pick up your daughter, another driver runs a red light and crashes into your driver’s side door. You suffer a severe neck injury and a fractured hip. The other driver, in a simple act of what can only be called cowardice, blames you, and — despite the three independent witnesses that say that you had a green light — claims that they had the green light.

You are unable to work, and unfortunately, you do not have any disability insurance, and you burn through your PTO/Sick Leave quickly. You do have health insurance, but you can’t pay your deductible and now you are out of work for 6-9 months. This adds an enormous amount of stress and anxiety to your life. You can’t meet your mortgage. You rack up your credit cards and start borrowing money from family and friends. After months of this, your personal relationships start to collapse. You can’t afford to do anything any more, and your social life comes to a screeching halt. You become incredibly depressed.

You are forced to hire a lawyer. Your lawyer is forced to file a lawsuit because the defendant has failed to accept personal responsibility for the motor vehicle crash. The next two years of your life are filled with a level of stress and anxiety over the uncertainty of what will happen that makes the pain and suffering you are enduring much much worse. During litigation, you are subjected to medical exams and tests by the defendant’s hired doctors who minimize your problems and give opinions that some of your conditions are unrelated and that you should have been able to work more. You are made to feel puny. You are belittled. Your self-esteem is collapsing throughout the entire process. When your case goes to trial, you recount the uncertainty and inability to pay bills over the past years as agonizing, and realize that this factor was the worst, most upsetting factor of your entire post-injury experience, all of which could have been averted by a simple: “I’m so sorry. It was my fault.”

PERSONAL RESPONSIBILITY

The concept of Personal Responsibility is not a new one; in fact, Personal Responsibility is one of the main tenets of this great nation. While its broader definition has great guidelines, in the context of personal injury, it can be summed up like this:  taking ownership of your behavior and the consequences of that behavior. People who do this tend to have a lot more self-respect as well as the respect of others. It’s a simple concept: when you do something wrong, own it.

ADDING INSULT TO INJURY

When a defendant causes an injury to a person, but refuses to accept personal responsibility for their actions, it introduces an element of uncertainty into the life of the injured person that compounds the harms and losses they are already suffering. Many times the underlying damages in a case, while significant, pale in comparison to the harm of the upheaval caused by the defendant’s failure to accept Personal Responsibility. Many cases could be resolved quickly and painlessly if the defendant would own their actions. Instead, they defend the case, blame the Plaintiff, and ignore their role in causing the harms and losses suffered by the Plaintiff, thus adding insult to injury.

DON’T BE A COWARD: OWN IT

Our great country has always valued Personal Responsibility. Somehow cowardice is slowly taking it’s place. Where did we go wrong? We need to change the tenor of personal injury and wrongful death claims so that the injured suffer less and the wrongdoer helps in the recovery instead of hindering it. Where can we begin this change? With each of us. With you. We all make mistakes. If you make one and find yourself at fault in an accident that results in injury to another person, the best thing you can do is to step up and own it. Say you are sorry. Offer to help the person you have hurt. It may keep you out of a lawsuit, but much more importantly: it will help you keep your self-respect, because it is the right thing to do.

Source: https://clearwater.legalexaminer.com/legal/automobile-insurance/adding-insult-to-injury-the-damage-of-failing-to-accept-personal-responsibility/

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