We are comparing GWG Holdings Inc. (NASDAQ:GWGH) and MetLife Inc. (NYSE:MET) on their profitability, institutional ownership, analyst recommendations, risk, dividends, earnings and valuation. They both are Life Insurance companies, competing one another.
Earnings & Valuation
|Gross Revenue||Price/Sales Ratio||Net Income||Earnings Per Share||Price/Earnings Ratio|
|GWG Holdings Inc.||N/A||0.00||N/A||-7.81||0.00|
Demonstrates GWG Holdings Inc. and MetLife Inc. earnings per share (EPS), gross revenue and valuation.
Table 2 demonstrates the return on assets, return on equity and net margins of GWG Holdings Inc. and MetLife Inc.
|Net Margins||Return on Equity||Return on Assets|
|GWG Holdings Inc.||0.00%||87%||-5.5%|
Risk & Volatility
GWG Holdings Inc.âs current beta is 1.01 and it happens to be 1.00% more volatile than Standard and Poorâs 500. MetLife Inc.âs 29.00% more volatile than Standard and Poorâs 500 volatility due to the companyâs 1.29 beta.
MetLife Inc. has an annual dividend pay of $1.66 per share while its annual dividend yield is 3.67%. No dividend is paid out by GWG Holdings Inc.
In next table is shown GWG Holdings Inc. and MetLife Inc.âs ratings and recommendations.
|Sell Ratings||Hold Ratings||Buy Ratings||Rating Score|
|GWG Holdings Inc.||0||0||1||3.00|
GWG Holdings Inc.âs upside potential is 21.74% at a $14 consensus price target. MetLife Inc. on the other hand boasts of a $51 consensus price target and a 11.96% potential upside. The results from earlier shows that analysts opinion suggest that GWG Holdings Inc. seems more appealing than MetLife Inc.
Institutional and Insider Ownership
The shares of both GWG Holdings Inc. and MetLife Inc. are owned by institutional investors at 1.3% and 79.2% respectively. Insiders owned roughly 57.1% of GWG Holdings Inc.âs shares. Insiders Competitively, owned 0.1% of MetLife Inc. shares.
Here are the Weekly, Monthly, Quarterly, Half Yearly, Yearly and YTD Performance of both pretenders.
|Performance (W)||Performance (M)||Performance (Q)||Performance (HY)||Performance (Y)||Performance (YTD)|
|GWG Holdings Inc.||-0.33%||1.69%||-7.45%||23.91%||-2.27%||18.4%|
For the past year GWG Holdings Inc. has 18.4% stronger performance while MetLife Inc. has -21.66% weaker performance.
MetLife Inc. beats GWG Holdings Inc. on 8 of the 12 factors.
GWG Holdings, Inc., a financial services company, purchases life insurance policies in the secondary market in the United States. It purchases or finances life insurance assets from consumers in the secondary market at a discount to the face value of the policy benefit. The company also purchases policies in the secondary market through financial advisors and life insurance agents, as well as through its appointed agent program. It has developed a suite of options for the life insurance secondary market called LifeCare Xchange (LCX), which provides seniors with the exchange value of their life insurance policies they can apply to long-term care and other post-retirement needs. The company also focuses on applying proprietary M-Panel epigenetic technology to disrupt traditional life insurance underwriting practices. In addition, it provides secured loans to merchant cash advance funders, as well as merchant cash advances directly to small businesses. GWG Holdings, Inc. was founded in 2006 and is headquartered in Minneapolis, Minnesota.
MetLife, Inc., through its subsidiaries, provides life insurance, annuities, employee benefits, and asset management products in the United States, Japan, Latin America, Asia, Europe, and the Middle East. It operates in six segments: U.S.; Asia; Latin America; Europe, the Middle East, and Africa; MetLife Holdings; and Brighthouse Financial. The company offers life, dental, group short- and long-term disability, individual disability, accidental death and dismemberment, and critical illness insurance products; vision, and accident and health coverages, as well as prepaid legal plans; administrative services-only and private floating rate funding agreements; and account guaranteed, separate account guaranteed, and trust guaranteed interest contracts. It also provides pension risk transfers, institutional income annuities, torts and settlements, capital markets investment, and other products and services, including life insurance products and funding agreements for funding postretirement benefits, as well as company-, bank-, or trust-owned life insurance used to finance nonqualified benefit programs for executives. In addition, the company offers automobile, homeownersĂâ and personal excess liability, and credit insurance, as well as small business owners property, liability, and business interruption insurance products. Further, it provides pension products; variable, universal, term, and whole life insurance products; and variable, fixed, and indexed-linked annuities. The company serves individuals and corporations, as well as other institutions and their employees through independent agents, property and casualty specialists, sales forces, sales teams and relationship managers, and other organizations, as well as through career agency, bancassurance, direct marketing, brokerage, worksite marketing, and other third-party distribution and e-commerce channels. MetLife, Inc. was founded in 1863 and is based in New York, New York.